Vehicle Insurance
Insurance for a wide range of commercial vehicles
- most types of vehicles over 2 tonne carrying capacity
- earthmoving equipment, drill rigs and buses
- fleets of normally 15 or more vehicles, including sedans, utilities and vans.
Legal Liability Cover
Automatic $30 million cover, for registered vehicles.
Dangerous Goods cover
Automatic $300,000 dangerous goods legal liability cover, for registered vehicles. You can increase this up to $5 million by paying an extra premium.
Non-owned trailer in control liability
Automatic cover up to $50,000 per event for accidental loss or damage in respect of a trailer you have or control but you do not own, lease or hire. (Excludes chiller, convertible, refrigerated, tipping or tanker trailers). Cover can be increased up to $120000 (if approved by us) for an extra premium.
Removal of Debris
Automatic cover up to $10,000 for cleaning up and removing a load that has fallen from your vehicle. For non-dangerous goods and defined events only.
Lease Payout
Covers total loss for vehicles > 2 tonne carrying capacity that are less than 5 years old from original registration, up to the vehicles sum insured. Cover does not extend to losses resulting from fire or theft.
Replacement Vehicle option
Covers total loss for certain non-specialised vehicle types less than 12 months old from original registration, provided the replacement cost is not more than the sum insured.
Emergency Travel
Covers your emergency travel and accommodation up to $500 if the accident was more than 100km from your home and the vehicle is unsafe to drive.
Personal Property
Covers your personal property for up to $150 an item and $500 an accident if damaged as a result of an accident or stolen as a result of theft of your vehicle.
Vehicle Accessories
Automatic cover for tarpaulins, gates, chains, binders, 2-way and CB radios, up to the vehicles sum insured.
Note:
Please read the Smart Choice Insurance Product Disclosure Statement including Policy Wording before you make any decision regarding this product. You may contact us for a copy, or download a copy from the link in the Product Disclosure Statement section below.
Product Disclosure Statement
Smart Choice Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Smart Choice Insurance Product Disclosure Statement including Policy Wording before you make any decisions regarding the product.